Issue Brief

Electronic Transactions and Signatures

Bureau of Information and Telecommunications

 

 

Synopsis:        The acceptance of electronic transactions and signatures would support the growing use of electronic commerce in South Dakota. Improved government efficiencies, such as submitting state forms via the Internet or making UCC filings electronically, would enable government to perform at “the speed of light” and keep South Dakota from being left on the shoulder of the information highway.

 

 

 


Background

 

Electronic commerce refers to conducting business transactions via the electronic processing and transmission of data. Electronic commerce is dependent upon the use and acceptance of electronic records, electronic transactions and electronic signatures.

Electronic records are records created, generated, sent, communicated, received or stored by electronic means.

Electronic transactions are a set of actions occurring between two or more persons relating to the conduct of business, commercial or governmental affairs.

Electronic signatures are a method of signing a record, through electronic means, that identifies or authenticates a particular person as the source of the record. It also indicates the person’s approval of the information contained in the record.

In 1998, electronic commerce totaled $22 billion. Projections for the beginning of the new decade range to $300 billion. 37% of US small businesses (2.6 million) now conduct business online.

 

 

State of Affairs

 

As of December 1999, 45 states have passed legislation covering electronic signatures or electronic commerce. Of the five states (Maryland, Michigan, New Jersey, New York and  South Dakota) without enacted legislation, all have legislation pending. Eighteen states have addressed electronic signatures for all their communications. 

In order to provide a uniform approach to eliminate barriers to electronic commerce, the project to draft the Uniform Electronic Transactions Act (UETA) has been conducted by the National Conference of Commissioners on Uniform State Laws (NCCUSL).

UETA is designed for adoption by all states to support the use of electronic commerce. The primary objective of this act is to establish the legal equivalence of electronic records and signatures with paper writings and manually signed signatures, thus removing barriers to electronic commerce. UETA also addresses the use of electronic commerce in connection with government transactions.

As of January 21, 2000, California and Pennsylvania have adopted UETA based legislation. Ten other states, including South Dakota, are proposing such legislation in 2000. The states currently introducing UETA based legislation are: Arizona, Indiana, Maryland, Nebraska, Ohio, Oklahoma, South Dakota, Utah, Vermont and Virginia.

 

Proposed Legislation

 

In order to provide legislative authority for the use and acceptance of electronic transactions and signatures, Senate Bill 193 has been introduced. The legislation does not require or dictate the use or acceptance of electronic transactions and signatures. It merely provides for their use and acceptance. This legislation will provide a means to take advantage of the benefits of technology to participate in electronic commerce.

The Uniform Electronic Transactions Act  (UETA) provides the basis for Senate Bill 193. The legislation focuses primarily on the legality of electronic records and electronic signatures. The proposed legislation provides that the use of electronic records meets legal writing requirements and that the use of electronic signatures meets legal signing requirements.

This legislation will provide standard rules pertaining to the use and acceptance of electronic transactions, records and signatures, without the need for each governmental entity or agency to develop their own set of rules.

 

What Does This Mean to You?

 

By providing legislative authority for the use and acceptance of electronic transactions and signatures, electronic commerce will be allowed to thrive in South Dakota. Citizens as well as business and government will benefit from an environment more conducive to business and governance into the 21st century.

Most notably, electronic commerce will help government’s constituents, the taxpayers, by providing them with convenience. Electronic commerce can put an end to long lines and hurried trips to town during limited service hours. Already, electronic commerce applications allow citizens to be distributed benefits, fill out on-line job applications and purchase goods and services on-line.

 

Taxpayers will also benefit from electronic commerce’s timeliness factor. Activities such as tax or forms filings will be handled in a timelier manner. What used to take weeks or months to process now occurs in hours, days or weeks at the most, according to government tax administrators with electronic filing services. This level of customer service also benefits the taxpayers by allowing government to deliver improved, streamlined services at less cost.

 

Additional Resources

 

The Uniform Electronic Transactions Act (UETA) is available via the Internet: -  http://www.law.upenn.edu/library/ulc/uecicta/uetast84.htm

 

SB 193 is also available via the Internet: – http://www.state.sd.us/state/legis/lrc/lawstat/https/75/193.htm

 

Contact

Bureau of Information and Telecommunications

605-773-5110

webmaster@state.sd.us